RW Actuarial delivers specialist actuarial consulting for middle-market captive insurance programs — the kind of precision that generalist firms simply cannot replicate.
Precision actuarial work for captives that demand more than checkbox compliance.
Rigorous actuarial modeling to assess whether a captive structure makes economic sense for your organization — before you commit capital.
Independent actuarial opinions on IBNR and reserve adequacy. Defensible, documented, and built to withstand regulatory scrutiny.
Stochastic modeling and scenario analysis to size retained risk appropriately — not by rule of thumb, but by data.
Actuarial pricing reviews confirming your captive premiums satisfy arm's-length standards and regulatory expectations.
From domicile selection to initial capitalization analysis, actuarial support through every phase of bringing a captive to life.
Year-over-year actuarial monitoring to keep your captive calibrated as exposures evolve and claims experience develops.
We don't manage accounts. We solve the actuarial problems your captive cannot afford to get wrong.
Every engagement begins with a forensic review of your loss history, exposure base, and program structure before any model is built.
You receive documentation explaining not just what the numbers say, but exactly how we derived them and where the uncertainty lies.
You work directly with the actuary. No junior handoffs, no account managers standing between you and the analysis.
RW Actuarial stays current on domicile-specific requirements and IRS guidance so your captive remains defensible and compliant.
Too sophisticated for off-the-shelf insurance. Too focused to need a national consulting bureaucracy.
Companies operating single-parent or group captives seeking actuarial credibility for reserves, pricing, and annual reviews — without paying Big Four rates.
TPAs and captive management firms needing a reliable actuarial partner who understands the unique dynamics of the captive space.
Finance and risk leaders evaluating captive feasibility or benchmarking the adequacy of their current captive's actuarial program.
Legal and tax counsel requiring independent actuarial opinions to support captive structures, particularly in IRS-sensitive arrangements.
Start with a no-obligation consultation. We'll assess your captive's actuarial needs and tell you exactly what rigorous analysis looks like for your situation.
Reach out directly by email or phone, or schedule a consultation below.